Real estate appraisal services for homeowners in the city of Ardmore and Marshall County
Here are the top seven reasons why OK homeowners use Nancy J. Shilling Real Estate Appraisals:
Need help deciding the price of your house in or near Ardmore, OK?
At Nancy J. Shilling Real Estate Appraisals, we understand the particular needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Nancy J. Shilling Real Estate Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.
PMI Removal Appraisals
An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you dismiss unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that is declining. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Nancy J. Shilling Real Estate Appraisals is your best weapon.
HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Nancy J. Shilling Real Estate Appraisals can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Nancy J. Shilling Real Estate Appraisals can help you with that. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.