Attention homeowners: Real estate appraisal services for in Ardmore and Marshall County
Check out the top reasons OK homeowners call on Nancy J. Shilling Real Estate Appraisals:
Do you own a house in or near Ardmore? Do you need help deciding the value of your real estate?
At Nancy J. Shilling Real Estate Appraisals, we understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Nancy J. Shilling Real Estate Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you abolish undesirable PMI insurance.
Challenge property tax assessments
Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Nancy J. Shilling Real Estate Appraisals is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Nancy J. Shilling Real Estate Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Nancy J. Shilling Real Estate Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.