Attention homeowners in Ardmore and Marshall County: Need an appraisal?
The top seven reasons why OK homeowners order from Nancy J. Shilling Real Estate Appraisals:
Do you own a home in or near Ardmore? Do you need help deciding the value of your real estate?
At Nancy J. Shilling Real Estate Appraisals, we understand the special needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Nancy J. Shilling Real Estate Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
PMI Removal Appraisals
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Nancy J. Shilling Real Estate Appraisals is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. A professional appraisal from Nancy J. Shilling Real Estate Appraisals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for preciseness? An appraiser from Nancy J. Shilling Real Estate Appraisals can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Nancy J. Shilling Real Estate Appraisals can We can assist you. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.